More and more construction contractors are being required to work under Owner Controlled Insurance Programs (OCIPs). At one time, these programs were limited to large single–site projects. As time goes by, they are appearing on smaller projects and in the form of rolling OCIPs that cover multiple projects. Though they lack experience with these programs, average AGC members are now finding it necessary to identify and deal with the many complex issues that these programs raise.

In and through its landmark guidance on OCIPS, entitled Look Before You Leap, AGC seeks to provide practice guidance for contractors preparing to work under such programs. This AGC guidance takes the form of a matrix that identifies the key questions that contractors need to ask project owners in each of eight major areas.

If they ask right questions at the right time, contractors can discourage owners from putting off important decisions. Contractors can also position themselves to address any gaps in the insurance coverage being offered, or other problems areas.